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retirement money tree

Looking for the perfect gift or meaningful addition to your home as you approach life’s next chapter? The retirement money tree, known botanically as Crassula ovata, is a beloved succulent plant that symbolises prosperity, good luck, and positive new beginnings. With its rich green, coin-shaped leaves and easy-care nature, the retirement money tree brings lasting beauty and positive energy to any indoor or outdoor space. Whether you’re treating yourself or a loved one, this striking plant will thrive for years—just like your well-deserved retirement.

Crassula ovata

Crassula ovata (Money Tree) is a popular succulent known for its thick glossy green leaves and tree like structure. It is widely grown in New Zealand as an indoor plant and in warm outdoor conditions. Valued for its easy care nature and long lifespan, it is ideal for containers, patios, and low maintenance gardens.

crassula-ovata-
  • Suited to regions:
    Subtropical, Temperate
  • Plant type:
    Succulents
  • Height:
    1.00 m
  • Spread:
    1.00 m
  • Flowering time:
    Summer, Winter
  • Tolerances:
    Extended dry periods
  • Garden uses:
    Borders, Containers, Living areas, Paths & Steps, Patios, Pool areas
  • Garden styles:
    Architectural, Backyard, City & Courtyard, Frontyard, Mediterranean, Modern
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Crassula ovata

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What Is a Retirement Money Tree?

The retirement money tree, or Crassula ovata, is also commonly called the jade plant. Its round leaves resemble coins, representing wealth and good fortune in many cultures, which is why it’s one of the most popular plants gifted at retirement. Unlike the traditional money tree (Pachira aquatica), Crassula ovata is a succulent and thrives with minimal care, making it an ideal plant for retirees or anyone who values beauty without fuss.

Care and Growing Conditions

One of the biggest draws of the retirement money tree is just how easy it is to grow. Crassula ovata thrives in bright, indirect light but can tolerate a few hours of full sun each day. Water sparingly and allow the soil to dry out between waterings—a perfect schedule for someone enjoying more leisure time. This succulent also enjoys free-draining soil, and it rarely suffers from pests. With these simple care requirements, your retirement money tree will flourish with very little attention.

Why the Retirement Money Tree Is a Meaningful Retirement Gift

Symbolically, gifting a retirement money tree is a way to wish good fortune, prosperity, and happiness in the next chapter. Its enduring, robust growth mirrors the new opportunities and freedom retirement brings. Many people choose the retirement money tree as a living memento for a departing colleague or loved one—something that grows right alongside their adventures in retirement.

For those who cherish symbolism, the glossy leaves are said to attract positive energy into a home, making it a thoughtful present for milestone moments.

Explore More Stunning Crassulas and Succulents

If you’re smitten with the retirement money tree, you’ll love some of its stunning relatives and unique companions. Browse our favourite indoor and outdoor succulents:

For architectural interest, the stunning Agave americana or Agave geminiflora (Twin Flower Agave) make striking landscape features, while vibrant Echeveria Zorro adds unique contrast to succulent collections.

Welcome Prosperity with a Retirement Money Tree

Ready to welcome new beginnings, good fortune, and lasting greenery into your home? Choose a retirement money tree for yourself or someone special. With easy care and a meaningful presence, Crassula ovata is the perfect plant to celebrate this exciting next step. Explore your perfect retirement money tree and more with us, and let your retirement bloom.


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Whether you need assistance finding the plant you’re looking for or you simply want to know more about who we are and what we do, we invite you to get in touch with us today. A member of The Plant Company team will get back in touch as soon as possible.

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