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money christmas tree

The Money Christmas Tree, known botanically as Crassula ovata, is a beloved houseplant in New Zealand homes for both its festive nickname and its reputation for attracting prosperity. With its sturdy, tree-like form, glossy oval-shaped leaves, and resilience, the Money Christmas Tree is an ideal choice for anyone wanting a striking, easy-care succulent. This charming plant makes a wonderful gift over the holiday season or as a year-round accent, bringing a touch of luck, greenery, and sculptural beauty indoors.

Crassula ovata

Crassula ovata (Money Tree) is a popular succulent known for its thick glossy green leaves and tree like structure. It is widely grown in New Zealand as an indoor plant and in warm outdoor conditions. Valued for its easy care nature and long lifespan, it is ideal for containers, patios, and low maintenance gardens.

crassula-ovata-
  • Suited to regions:
    Subtropical, Temperate
  • Plant type:
    Succulents
  • Height:
    1.00 m
  • Spread:
    1.00 m
  • Flowering time:
    Summer, Winter
  • Tolerances:
    Extended dry periods
  • Garden uses:
    Borders, Containers, Living areas, Paths & Steps, Patios, Pool areas
  • Garden styles:
    Architectural, Backyard, City & Courtyard, Frontyard, Mediterranean, Modern
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Crassula ovata

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What Is the Money Christmas Tree?

The term "money christmas tree" commonly refers to Crassula ovata, a succulent that earns its festive name from its thick, jade green leaves and neat, branching structure reminiscent of a miniature Christmas tree. Originating from South Africa, the Money Christmas Tree has been cherished for generations as a symbol of abundance and good fortune. It thrives on neglect, making it perfect for busy households or beginner gardeners who appreciate low-maintenance indoor plants.

How to Grow and Care for a Money Christmas Tree

Caring for a Money Christmas Tree is delightfully simple. This hardy succulent prefers a bright spot with indirect sunlight. Water only when the soil is thoroughly dry—overwatering is its biggest enemy. The Money Christmas Tree does best in free-draining cactus or succulent mix, with occasional feeding over spring and summer. During winter, reduce watering further to mimic its natural dry season. Prune your Crassula ovata to maintain its tree-like silhouette and encourage bushier growth. You can even shape mature plants for a classic bonsai look.

If you love the look of the Money Christmas Tree and want to expand your collection, explore related succulents like Crassula arborescens, Crassula sarmentosa Comet, and the daintier Crassula ovata minima.

Why Choose the Money Christmas Tree?

The Money Christmas Tree stands out for its durability, longevity, and symbolism. It grows slowly but steadily, adapting well to life in pots or in sheltered garden spots throughout New Zealand. Its fleshy leaves can sometimes develop pink tinges or delicate white-pink flowers under ideal conditions, adding to its visual appeal around the festive season. As a traditional gift, the Money Christmas Tree is said to attract positive energy and fortune—making it a meaningful addition to homes and offices.

Whether you’re enhancing your windowsill or looking for a festive table centrepiece, the Money Christmas Tree is equally at home in stylish pots or succulent arrangements. Try pairing it with fellow easy-care varieties like Crassula argentea (Jade Plant), colourful Echeveria secunda, or the striking Sedum 'Silver Blob'.

Explore More Unique Succulents

If you’re inspired by the Money Christmas Tree, discover even more unusual and resilient succulents for your collection. Browse favourites like Crassula pellucida variegata, Echeveria orepetti, Conophytum mimimum Wittebergense, and the bold Mangave Purple People Eater.

Bring seasonal cheer, style, and good fortune home with your very own Money Christmas Tree. Browse our full range of succulents and let your indoor garden grow.


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Ficus Tuffi and Coprosma acerosa are popular for a reason, but it’s plants like Peperomia Jade, Alectryon excelsus, and Lomandra Green Allure that create a truly unique garden.
–The Plant Company

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